Depending on your health insurance plan, certain covered services will have a co-pay . The co-pay is the amount you pay when you get said service. Your insurer picks up the difference between the actual cost and your co-pay amount. Sometimes you’ll have a limit on the number of times you can get that service with the co-pay. Once you reach your limit, your co-insurance may kick in or you may have to pay the full rate out-of-pocket.

In some situations you might just have to pay a higher co-pay or co-insurance after you reach your deductible. If something shows up on your bill that you thought would be covered by your co-pay, you may want to read this blog for some ideas of what to do in that situation. Click here for the link.

This blog was written by Stephanie Haltinner, a Health Insurance Specialist.