What do you do if you need coverage outside of open enrollment? There are some qualifying events that could make it possible for you to get insurance outside of open enrollment (which is November 15, 2014- February 15, 2015 this year). So what are these events that qualify you for a special enrollment period?

Here is a list of some of the qualifying events:

Marriage
Divorce
Birth of child
Adopting a child
Loss of health insurance coverage
Moving
Gaining citizenship
Leaving incarceration

So if you have had any of these events then you can get insurance outside of open enrollment.

This article was written by Katharine, a contributing writer and employee of The Health Insurance Specialists Inc.

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